Paypal Outage Map

Community Discussion

Tips? Frustrations? Share them here. Useful comments include a description of the problem, city and postal code.

Beware of "support numbers" or "recovery" accounts that might be posted below. Make sure to report and downvote those comments. Avoid posting your personal information.

Paypal Issues Reports

Latest outage, problems and issue reports in social media:

• 
  Linas | true.eth (@LinasLekavicius) reported 5 minutes ago

  @Muthannaa_ @alexoakdev @squadletics Yeah Stripe doesn't allow paying for stuff like this. But even if they did, there's more problems - for example, I don't know how it's possible to do payouts to users through Stripe? I think technically you could use paypal etc., but you literally become a bank. Smart contracts and stablecoins is the only real solution for this model, probably

• 
  Moot Point, Stocks + AI (@amootpoint) reported 8 minutes ago

  @BullTradeFinder Does this feel like $PYPL ? Broken thesis but good prints ? Paypal never recovered after the downside from 300.

• 
  Goran Stojcic (@GanSic966) reported 11 minutes ago

  @HedgeFundTips The reason I invested in PayPal was due to their entrenched position in Europe, predicated on the idea that Apple Pay’s threat is neutralized by Android’s regional dominance. This, I am afraid is no longer the case. Google Pay is rapidly scaling across Europe, presenting an equally formidable, native operating system threat. Consequently, PayPal’s core branded checkout business is on highly unstable footing. We tend to underestimate the non-linear velocity of consumer behavior. While the shift from writing checks to swiping credit cards lasted couple of decades, the current migration from cards to native digital wallets (smartphones, wearables, and biometric authentication) is occurring at an exponential pace. In an ecosystem dominated by hardware-level convenience, PayPal lacks a structural moat. This fundamental erosion makes a further multiple compression and market cap drop entirely possible. I see a lot of parallels to Charter Communications (which I've been buying this week and last): despite robust legacy fundamentals and an aggressive, long-term share buyback program, Charter’s stock is down 65% in twelve months (worse than PayPal's 38% decline), and 80% over five years (same as PayPal). Both are down for the same reason - a fear that their core product is facing irreversible terminal decline.

• 
  Edward Leo (@leoswealth) reported 13 minutes ago

  @Wealthy_girly There issue with this mama is this PayPal account 😤

• 
  Lou Andreas Salome (@LaPetiteUmlaut) reported 13 minutes ago

  @AskPayPal PLEASE HAVE A HUMAN CONTACT ME ASAP! YOUR "customer support" is the biggest comedy of errors since the bard!

• 
  Shaggy (@Shaggyz5150) reported 14 minutes ago

  Good to know that customer service for @joinonepay is the same ****** type of service as paypal. You have a problem, you can’t add money to onepay cash they respond oh well basically This company has proven just now that they are not a trustworthy fintech company

• 
  Givdul (@givdul123) reported 17 minutes ago

  @ZeeContrarian1 They were expensive, and one can argue that they still are. It all comes down to price. Comparing with PayPal, which in my opinion is a dying business with zero moat, is just stupid.

• 
  Tez Wells (@TezWells) reported 22 minutes ago

  Remote IT Support Available ✓ Windows, macOS, networking, hardware & software issues ✓ Remote sessions via AnyDesk / TeamViewer Payment: Venmo (@Tezjackson) or PayPal DM me with your issue or book a session. First 15-min consult often free. #support #IT

• 
  Mike Heidemann (@Mike4661) reported 22 minutes ago

  @actingliketommy Yet all of us still use his products. PayPal, Tesla, Starlink, X, SpaceX, etc. If you want to that a billionaire, stop using the product. Problem is that he has good products, better than competitors that we will continue to use.

• 
  rnewton (@rnewton7777) reported 27 minutes ago

  I asked last week, How do you price this? (eBay + GameStop) There are a lot of models you can try to build but ultimately I think it only really matters for me if I capture Wallstreet's sentiment. Because as I wrote in some longwinded post a few weeks back, they will have an algo parse the filing on deal close and "price" the deal by selling it to that level in the extended market when we can't trade. We have seen this repeatedly lately, that's how this whole thing works. So my model will essentially be wrong automatically because I don't know how the street models these things precisely. And they will absolutely pin the price immediately to what they think is "fair value," via sell action. Then as new details emerge and quarterly progress on optimization and such happens, they'll evaluate the balance sheet and price it again. And again. And again. For anybody that watched my videos, they must laugh, because in 2022 I was so optimistic all the time. Then I watched them price it to $10 and I was humbled. I simply didn't know how aggressively they could price a target down. And so I learned a measure of respect. But then I got excited again and bought in the 30s when Roaring Kitty came back and was re-humbled when we got priced back to the teens. And even with all our balance sheet improvements, our fortress of cash, our operational profit, and our collectibles pivot, I was re-humbled again in late November and December twice. Again, back to the teens. Does it mean we are destined to always price back to the teens? No, it simply means somebody felt compelled to price the stock down for whatever reason. Maybe they sensed weakness. Maybe there was sell side pressure post warrant issuance. Maybe options interest collapsed post Q3 earnings. I don't exactly know why we mark down so badly sometimes or mark up so much other times. So I don't know the model to even use today on GameStop even though I recently said I like knowns and feel I know current dog-form version GameStop. So how can I model a totally new thing? I know I'll mess it up just like I messed up cash per floor several times and still don't feel super confident in it today. So for the time being I'm not settled on any particular model. I see the word accretive thrown around a ton. This deal could work out to be accretive in the sense that per share value could go up over the long term, yes. eBay has value that can be unlocked at scale, so the shareholder value would spill over to us as GME holders post deal optimization period. Does that mean it moves in a straight line? No. Could we compress back to some mark down that represents paying for eBay at premium + cash drag on 20b in loans + unoptimized eBay? Seems likely to me. What's the mark down look like? How fast could Cohen unlock value, deleverage, etc? Well a very simple model would be something like this, Imagine he does de-leverage the 20b loan very quickly. If the combined company has 1.6b shares (even that is unknown), simple division shows: $20,000,000,000 / 1,600,000,000 = $12.50 dollars per share That means if Ryan Cohen and leadership can cost cut super fast, pour operation profit into the loan and pay the balance down, liabilities drop off by $12.50 a share. That's what he means by "not running it hot." That's what I personally mean by paying off your mortgage as fast as possible. Leverage and margin are terrible. That's why eBay leadership doesn't want this deal right now. $20 billion financed at 7 or 8% corporate rate is enormous drag on profitability that they don't currently have. But again, if he can work magic and pay it off very quickly, Assets - Liabilities = Shareholder Equity. Drop liabilities by $20 billion and you immediately increase shareholder equity by $20 billion or $12.50 a share. So while I don't know the immediate post deal compression price, I see a post leverage price as +$12.50. Because that's just basic mathematics. And that is certainly accretive. Because increasing share price on GameStop by $12.50 for leadership is significantly harder right now. That would take something like 5-10 years at current rate using a fundamentals analysis. There just isn't any fat left to cut and while we are making $600m a year or whatever, 600/488 = $1.23 a year. But post deal, to me, looks ugly. People want to do models like: GME $11b Market Cap + EBAY $55b = $66b Doesn't work like that. or, GME $23 a share + EBAY = X Doesn't work like that. You have to do it how the street is doing it and they'll use some formula based on revenue, earnings, assets, liabilities, etc. And the deal burns our assets. The deal burns our earnings (loan coupon). The deal burns our shareholder equity. The deal likely adds something like $25 billion or more in Goodwill to the balance sheet because otherwise shareholder equity would actually be negative. And I am not a fan of goodwill. It is why GameStop was overvalued when it was recklessly acquiring bad companies in 2014 and why it got marked down so badly when they dropped all the goodwill in 2019 or so. Goodwill is, imho, nonsense financial wizardly meant to make assets - liabilities = shareholder equity still make sense on paper when it simply doesn't because of destructive acquisitions. Not to say this is a bad deal, not at all. It is a fine deal if and only if Ryan Cohen can land it at the stated price or better and immediately extract at least $20 billion in savings to de-leverage. Because that right sizes the balance sheet, makes the phantom $12+ in goodwill share value real and protects our downside. I watch tickers all day where stocks trade at 100 PE or 10 PE. Sure, the street could love this deal, ignore the goodwill, and send this thing (up). But I don't know how to model that either. I don't know the rationale for why they send some stocks and not others. For example, Best Buy is trading in the gutter but the balance sheet is fine. Shareholder equity is fine. It isn't in any sort of fiscal distress. But it is out of favor, so it trades at a very low multiple. Meanwhile, name any other stock right now and it might have negative EPS, negative shareholder equity, and be weeks from insolvency, but trading at 40 PE. Why? No clue. So on this one, I have to assume for the immediate term, as much as GameStop would now be 75% eBay 25% GameStop, it would trade post deal a bit out of favor still. Because for whatever reason, we trade as an underdog. How badly do they compress it? Do they respect goodwill or simply ignore it? Do we trade at 30b market cap or 40? Or 50? You can build 20 different models and they will all sound great on paper. Then you'll wake up in the pre market and be trading at 16.50 or 21.50 or 32.50 and be like, Oh obviously. But it really isn't obvious at all, it is totally subjective. And the player with all the ability to price it, all the economic leverage in the world, is going to apply some model to it that is totally different than Best Buy or PayPal or whatever and they'll have all the logical reasoning for whatever it is they do. And we'll just be a leaf on a river wondering why we couldn't see where we were going. So it isn't that I can't price the post deal. I can. 20 different ways. And all of them will be wrong. So do your own modeling however you want, read others' models, and be skeptical of them all. Because at this point we don't even know the final terms. Assuming the deal closes, and I honestly believe it will, just in a long while, because closing on a house takes a long time let alone a 55b company, Is $125 per eBay share the final accepted offer? 50% cash still? 20b in debt? At what coupon (interest rate)? 50% stock still? At what conversion? And is there any other angle we're missing here? Suppose, just for the sake of pure hopium, Cohen has outside backing in the form of a large institutional presence that wants to do a block equity finance deal where they take something like a $20b interest in the new company via common or preferred stock. Well that changes everything immediately. And that isn't altogether that unrealistic. So it is very hard to model this right now. Be careful but have fun with it. Will it immediately send the stock? Very hard to say. But it certainly gives room for immediate upside improvement via debt paydown. And I do like that along with the other things Ryan Cohen is talking about. Because right now upside movement from a fundamentals perspective, on GameStop's balance sheet, is not bad, it is just slow. This could be fast and people want fast. But it could be volatile... I just hope people understand why.

• 
  . (@0mwh0t) reported 35 minutes ago

  @AskPayPal Hi, I’m having the same problem and this didn’t work for me. I can’t access the chat without logging in. What can i do? I’ve tried calling but they said this phone isn’t registered to their system. Idk what else to do

• 
  Hao Jün (@haojun222) reported 35 minutes ago

  i'm Malaysian, live between NYC, Dubai, Spain, and nomad. Earn in USD, invest globally, send MYR home, trade on hyperliquid last weekend i used: -Wise (1.5% fee) -Chase bank (slow + fee) -Binance (worse rate) -Paypal -Hyperliquid (separate wallet) Paypal took $40 from my mom's birthday transfer, so I'm building @tachyon_fi one app for all of it, with one API to route between all channels

• 
  muddrake (@muddrake) reported 38 minutes ago

  @Hemomal @PayPal @AskPayPal Did you try to unlink the bank account ? Sometime with large amonthof money paypal does that and thats how i "fixed" the issue . Just unlink and link it back. If you got multiple card you can also put another card to make sure

• 
  🇬‌🇱‌🇦‌🇸‌🇰‌🇮‌🇩‌ (@GLAsk1d) reported 38 minutes ago

  @a_street_sign @Tony_Baloney69 It was multiple different websites/apps though. Steam, paypal, etsy etc. Superrrrr strange to not even get a single alert from any of them about a login attempt or code request. 2FA isn't something I deal with a whole lot for what I do so maybe I'm just too uneducated on how it all works lol.

• 
  Liz Bell (@LBellNC) reported 41 minutes ago

  @PayPal I had THE WORST customer service experience. If you want to instill confidence in yiur company you will fix this. There is no way to complain about it! Other than AI which hangs up on you. @paypal contact me to fix this.