Paypal Outage Map

Community Discussion

Tips? Frustrations? Share them here. Useful comments include a description of the problem, city and postal code.

Beware of "support numbers" or "recovery" accounts that might be posted below. Make sure to report and downvote those comments. Avoid posting your personal information.

Paypal Issues Reports

Latest outage, problems and issue reports in social media:

• 
  Ryan Kagels (@rykegs) reported 7 minutes ago

  @Venmo is the worst, most useless digital wallet It blocks payments, no explanation, useless for non-profits unless linked to a volunteers personal account. Business use - a joke. All you have to do is move money. Why wouldn’t @PayPal shut it down

• 
  E (@dopeboyE43) reported 7 minutes ago

  Fix your ******* app @PayPal

• 
  SpiritualHealing (@passwort987) reported 9 minutes ago

  @linuxuser1996 @flexfree27 Why its not the same? Before I deleted my account on this datacollecting App I just used browser without problems. The difference is browser is more private and more anonymity. Paypal is ****, they refused me giving a (full) data copy on DSGVO standards. Everyone should delete

• 
  🌾 (@hm07999z) reported 11 minutes ago

  I finally solve the problem with PayPal 🙏 if you are interested and were afraid to ask, feel free to do so

• 
  Solemn Bhoi (@waseemm09) reported 12 minutes ago

  Hey @PayPal @AskPayPal @PayPal_Open plz Check Dispute: PP-R-RQN-642414527. You didn't solve after giving proffs & you just skip solution date 31 Aug. To 09 sep. Why bro? Plz solve the issue ASAP from your side.

• 
  Optus (@Optus) reported 14 minutes ago

  @enngees Hi there, customers can recharge their service or purchase add-ons online using a credit/debit card (Visa, MasterCard, Amex, or JCB) and PayPal. An Optus service needs to connect to the Optus network for activation, so we generally recommend setting up and activating the SIM once they've arrived in Australia. If you're still having trouble recharging, please send us a DM, and we'll take a closer look into this for you. -Talia

• 
  Aditya Warman (@warmanadit_) reported 15 minutes ago

  Night, Everyone!🚇 stable-2:native I've been digging into Stable's team and honestly? I'm conflicted. The CTO is Sam Kazemian who built Frax Finance to $1.4B. Huge credibility. Tether's CEO is advising. PayPal invested. But here's what nobody's talking about: the founder Joshua Harding quietly stepped down as CEO with zero public announcement. Brian Mehler took over silently. And apparently whales deposited USDT before the official window opened. That's insider-trading territory. They have a grant program but zero named dApps. I'm watching closely but not trusting blindly yet. Tag a friend who researches teams before investing.

• 
  vvinterorange art ♦️ (@vvinterorange) reported 15 minutes ago

  @frantabul0sa so boosty and hypolink are my only way to sell something xD they are patreon-like and must accept bank cards soo i guess it could work?? as i know all artists in my country use them... but these platforms dont have a paypal payment option and that could be a problem... idk

• 
  Scarlett (@AItechscarlett) reported 18 minutes ago

  If someone hacks your Gmail, they don't need your passwords. They can reset everything. Bank. Instagram. Apple ID. Crypto. PayPal. Password manager. Your Gmail isn't email. It's the master key to your entire life. Here's how to lock it down in 10 minutes: 🧵

• 
  puré🎡🐐 (@komemerda) reported 18 minutes ago

  Im having some issues so i might have to close the keychain store soon. Shot them an email to see if it's solvable but they basically make me take payments in PayPal but then pay for production with card only so with all the transfer fees and conversion I am losing money lol 😭

• 
  jinowns (@Jinowns87) reported 19 minutes ago

  Here's another neat trick I do every year. If you have paypal, you can break down the entire cost into 4 payments. Meaning you pay 25% percent now while PayPal pays the merchant the entire amount and then you can make payments every 2 weeks. Doooo iiiittttt!!

• 
  Morpheu5 Stock Watcher (@Morpheu5Watcher) reported 21 minutes ago

  THE THREE PRICE TARGETS PUT ON PAYPAL $PYPL SINCE FRIDAY WERE $50, $51 AND $70: The Quality-Value Len5 is watching PayPal at $53.18, -$0.48 / -0.90% today. The San Jose company runs the PayPal checkout button, Venmo, and Braintree, which handles card payments behind other companies' checkout pages. The bottom line: on Friday PayPal lost its buyer, and the shares gave back $7.81 in a single session. Nothing about the business changed that day. What ended was somebody else's offer to pay more than the market would. WHAT HAPPENED ON FRIDAY Since July there had been a bid on the table. Stripe, the privately held payments company, and Advent International, a private-equity firm, had jointly offered $60.50 a share - about $53B for the whole company. PayPal's board considered it too low. On Friday, August 28, Bloomberg reported the pair had walked away. Reuters put the sticking points at price and at how hard a deal that size would be to get past regulators. The shares went from $61.47 on Thursday to $53.66 on Friday: -$7.81 / -12.7% in one session, on 36.3M shares against a 30-day average near 11.5M - more than three times an ordinary day's trading. Today they have traded as low as $51.92, under Friday's own low of $52.62. Roughly seven dollars of that price was one buyer's opinion, and it is gone. Bloomberg noted the two could return later. Nobody is obliged to. THE THREE TARGETS Within two business days, three firms published a view on the same company and the same facts. - Loop Capital, Friday morning: target cut to $50 from $62, rating Hold. - Mizuho, Friday morning: cut to $51 from $60, rating Neutral. - RBC, this morning: RAISED to $70 from $65, rating Outperform. A price target is one firm's estimate of where a share should trade in about a year. It is an opinion, not a measurement. Across everyone who follows the stock the average target is $56.32 and the average rating is hold. So one firm believes these shares are worth a third less than another firm does, three days after the same news. That spread is the story, and the June quarter is where it comes from. WHAT THE COMPANY REPORTED ON JULY 28 Two numbers sit at the heart of it, and they point opposite ways. Total payment volume - the dollars moving across PayPal's systems - was $486.4B, +10% from a year earlier. Busy. Transaction margin dollars - what PayPal keeps out of those payments after paying the cost of moving them - was $3.9B, +1%. Leave out interest earned on customer cash and it was $3.6B, +3%. Ten percent more money went through. One percent more stuck. The rest of the quarter reads the same way: - Net revenue $8.68B, +5% - Profit per share $1.25 on the standard accounting measure, -3%; $1.38 with certain one-off items stripped out, -1% - Operating margin - what the business keeps out of each sales dollar before interest and tax - 16.4%, down 1.71 points - Active accounts 439M, +0.3% over the year, and DOWN 0.2M from three months earlier - Free cash flow - the cash left after running the business and paying for equipment - $1.78B - Cash and investments $15.3B against $13.4B of debt Then the buyback, which is the largest single thing PayPal does with its money. A buyback is a company purchasing its own shares and cancelling them, so every remaining owner holds a slightly bigger slice. It spent $1.5B on that in the quarter and $6.0B across twelve months, retiring about 111M shares against the 855M that exist today. Management raised its full-year forecast: adjusted profit near $5.38 a share against $5.31 last year. On the standard measure it still expects a mid-single-digit decline from $5.41. Put the price against that. $53.18 divided by $5.38 is about 9.9 times what the company itself expects to earn this year. ONE NAME, SIX LEN5ES - QUALITY-VALUE - STRONG, and the only one of the six carrying it. This style hunts a durable business at a fair price, and PayPal is sixth on that watch. The fair-price half is not arguable at roughly 10 times earnings with 111M shares retired in a year. Durability is where the fight is. A checkout button 439M people already have is a real moat - the thing that stops a competitor simply taking your customers - and volume growing 10% while the money kept from that volume grows 1% is what pressure on a moat looks like from the inside. WHAT WOULD CHANGE IT: transaction margin growing anywhere near the pace of payment volume. WHAT WOULD BREAK IT: active accounts falling a second straight quarter, because a button nobody reaches for is not durable at any price. - DEEP-VALUE AND SPECIAL-SITUATIONS - NOT A FIT, and the most interesting no here. That style wants a business priced under what it looks worth, or one carrying a dated event still to play out. Cheap is present. The event is what failed: an unsigned offer that has now been withdrawn is not something anyone can plan around. Friday is the proof - the event resolved, and it resolved by vanishing. WHAT WOULD CHANGE IT: a signed agreement with a real closing date, or a markdown deep enough that the business by itself, with no buyer anywhere in the picture, is the entire reason to look. - GROWTH - NOT A FIT, and the price is not the problem. Growth you are not overpaying for needs both halves, and the second one is missing. Adjusted profit guided to $5.38 against $5.31 is roughly a 1% year, and on the standard measure the company expects earnings to fall. WHAT WOULD CHANGE IT: transaction margin dollars speeding up so profit rises with volume instead of trailing it by nine percentage points. - MOMENTUM - NOT A FIT, on the plainest evidence available. That style watches a company already climbing on news of its own. This one fell 12.7% in a session on somebody else's decision, sits 32.9% below the $79.22 it reached on October 28 last year, and traded lower again today. WHAT WOULD CHANGE IT: the shares climbing back on PayPal's own quarterly figures rather than on talk of a buyer. - HYPERGROWTH - NOT A FIT, on age and size rather than judgment. Early and fast-growing is the brief. PayPal is 27 years old, serves 439M accounts, books $8.68B in a quarter and grows it 5%. WHAT WOULD CHANGE IT: honestly, almost nothing available to it - a business this size cannot become early again, and Venmo or the financial-services push would have to compound for years at a rate the whole company has not managed in a decade. - INCOME - NOT A FIT, and the reason is which pocket the cash comes from. That style watches cash genuinely reaching owners and genuinely funded by the business. The dividend is $0.14 a quarter, declared for payment on September 25 to holders on the books September 4 - $0.56 a year, about 1.1% of the share price. The $6.0B of buybacks is the real cash return, near 13% of the company's $45.5B market value, and it came out of money the business earned rather than borrowed. But a buyback is a decision, not a promise: it can be halved next quarter with no announcement and nobody calls it a cut. WHAT WOULD CHANGE IT: the declared dividend growing into a meaningful share of the price, so the cash return is something owners can count on instead of something they hope continues. THE MIRROR IMAGE, TWO PLACES DOWN THE SAME WATCH Visa at $381.01, -$0.59 / -0.15% today. The San Francisco company runs the network that moves money between shoppers, shops and banks every time a card is tapped, and it sits eighth on that same Quality-Value watch - for exactly the opposite reason. Visa trades near 33 times its last year of earnings, $4.56 / 1.2% under the $385.57 high it set on August 26. PayPal trades near 10 times, a third below its own high. One has the durable half settled and no discount to show for it. The other has the discount and an argument about the durability. What would open the Visa read is a real markdown with earnings unchanged; what would break it is regulation cutting what the network is allowed to charge on each transaction. WHAT TO KEEP AN EYE ON Not whether a buyer comes back. The gap between those two June-quarter figures. PayPal reports the September quarter in late October - treat the date as unset until the company names it - and the line to find is transaction margin dollars against total payment volume. If volume keeps growing near 10% while the margin grows near 1%, then 10 times earnings is cheap for a reason. If they converge, a $70 target stops looking eccentric. One smaller dated item: from September 4 the shares trade without that $0.14 payment, which lands September 25. THE RISK, SAID WITHOUT DECORATION Nothing here is a forecast. The bear case is written into the company's own report: payment volume growing ten times faster than the money kept from it, with the number of people using the service flat over a year and slightly lower than three months ago. A stock can sit at 10 times earnings for years when the earnings are going nowhere, and this company's own guidance has profit falling this year on the standard measure. Push the other way and it breaks just as fast: two buyers examined these numbers up close and were willing to pay $60.50, and a board that said no is either right or expensive. For six weeks this stock had a price somebody else was willing to pay. Since Friday it has only had the one the business can justify - and Friday put $7.81 between them. Not investment advice.

• 
  ULTRAZINE (@UltraKillZine) reported 24 minutes ago

  ❗WE ARE CURRENTLY HAVING ISSUES PROCESSING PAYPAL PAYMENTS! THIS WILL BE FIXED SHORTLY. WE WILL PROVIDE A STATUS UPDATE ON ALL PLATFORMS ONCE IT IS WORKING AGAIN.

• 
  Ontario Frugal | Faith & Strategy (@OntarioFrugal) reported 26 minutes ago

  @losinghopein @PayPal @AskPayPal I had a crazy problem a bit like this when I tested the Bree app.They weren't supposed to take their payment until my pension came in - the crazy app took it 2 weeks early!

• 
  sourcery (@sourceryy) reported 30 minutes ago

  Kaz @nejatian on the biggest lesson he learned from Shopify CEO @tobi Lütke: There's only 3 rules you learn in business school: 1. Money is good 2. More money is better 3. Money now is better than money later "What ends up happening is: people very frequently sell future growth at a massive discount for today's stock price." "The result of that is PayPal. Over and over that company made the wrong decisions because they cared more about today than 10 years from now." "And guess what—it is now 10 years from now and the company’s in deep trouble." "Tobi had this wonderful mentality of applying essentially a zero discount rate to future growth." "He was like, 'Growth tomorrow or growth today, I’m indifferent. I will never sacrifice growth tomorrow for growth today.'" "What ends up happening is, because human beings always misunderstand compounding, you end up getting way higher growth later on." "It’s a very hard thing to do in practice because you have to look at a chart and say, 'Nah, I’ll take some of it later.' That’s very hard." "There are 2 SaaS companies that stand differently from the rest: Palantir and Shopify." "I think it’s partially because they do things that are just so different than every other company."