Paypal status: access issues and outage reports
Problems detected
Users are reporting problems related to: sign in, errors and website down.
PayPal Holdings, Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders.
Problems in the last 24 hours
The graph below depicts the number of Paypal reports received over the last 24 hours by time of day. When the number of reports exceeds the baseline, represented by the red line, an outage is determined.
July 4: Problems at Paypal
Paypal is having issues since 03:40 PM EST. Are you also affected? Leave a message in the comments section!
Most Reported Problems
The following are the most recent problems reported by Paypal users through our website.
- Sign in (43%)
- Errors (35%)
- Website Down (22%)
Live Outage Map
The most recent Paypal outage reports came from the following cities:
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Website Down | 2 days ago |
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Community Discussion
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Paypal Issues Reports
Latest outage, problems and issue reports in social media:
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Gami Capital (@Gami_Capital) reportedIs Circle Actually in Trouble? Our Read on the OUSD Launch On June 30th, while Jeremy Allaire was on stage at Goldman Sachs' Digital Assets conference in London talking about "the future of money," Open Standard announced the launch of OUSD, a dollar stablecoin backed by 149 partners. Two days later, Circle's stock ($CRCL) dropped 18% in a single session, now down roughly 76% from its June 2025 high. Does that mean Circle is done for? Here's our read, in six points, including Jeremy Allaire's direct response. 1. Circle's paradox: usage is up, margins are collapsing USDC has never been doing better: roughly $77 billion in circulation, up nearly 20% since the IPO. The problem is that Circle's revenue has only grown 5.5% over the same period, and net margin has collapsed over three quarters, falling from 29% to 8%. The explanation fits in one line: roughly 94% of Circle's revenue comes from interest earned on reserves (mostly T-bills). The market isn't pricing USDC usage, it's pricing Circle's ability to monetize that usage. And that ability is eroding: growing revenue-sharing with distributors (Coinbase chief among them), Binance suspending services in Europe over a missing MiCA license (after Circle had paid for USDC's distribution on the platform), and removal from several Russell Growth indexes in late June. The timing of OUSD couldn't be worse. 2. OUSD: the issuer model, redistributed to the ecosystem Open Standard has assembled a rare lineup: Visa, Mastercard, BlackRock, BNY Mellon, Google, Stripe and Shopify on the TradFi side; Coinbase, Aave, Bybit, OKX, Plasma and Tempo on the crypto side. Neither Circle, Tether, nor Paxos are part of it. The pitch is simple and direct: zero minting and redemption fees, with nearly all reserve yield passed back to the partners who adopt and use the stablecoin. In other words, OUSD is attacking the exact revenue line that keeps legacy issuers alive. 3. What Circle still has going for it Circle's regulatory moat is still the one that cannot be beaten, for now: the first global issuer to reach full MiCA compliance back in July 2024, conditional OCC approval for a national trust bank charter in the US, money transmitter licenses across 46 US states. That's years of groundwork a consortium doesn't replicate with a press release. On the integrations side, USDC remains the settlement asset for BlackRock's tokenized BUIDL fund, was just added to BNY Mellon's digital custody platform (itself an OUSD partner...), and stays the default collateral on regulated US and European trading venues. Circle remains the go-to for institutions wanting a regulated dollar backed by nearly a decade of audit history. But a shrinking moat is still a shrinking moat. 4. Jeremy Allaire's response: network effects as the real defense Facing a wave of questions from his investor community, Circle's CEO published a detailed rebuttal that's worth taking seriously rather than dismissing as crisis PR. His core thesis: stablecoin networks are platform businesses built on network effects, established over long periods, that tend toward winner-take-most market structures. He lays out three layers he says protect USDC: - Application-layer network effects: every developer integration strengthens the network, which in turn attracts more integrations. Circle has been building this ecosystem for nearly a decade, with infrastructure like CCTP and Gateway extending interoperability to new chains, including permissioned L2s and government-built networks. - Liquidity network effects: Allaire claims USDC sits in the top 3 most liquid digital assets in the world, alongside BTC and USDT, with the next closest dollar stablecoins roughly 10x smaller in liquidity, often concentrated in a single exchange's promotional books. - Regulatory and banking integration: the states USDC is currently the only major global stablecoin available across all of Europe and Japan, backed by nearly a decade of investment in global banking, treasury and liquidity management. He backs this with a striking data point: in Q1 2026, according to Artemis, USDC handled nearly $30 trillion in on-chain transactions, 80% of all dollar stablecoin transaction volume, versus 20% for USDT, and under 0.5% combined for everyone else, OUSD included at this stage. On the substance of OUSD's pitch, Allaire pushes back point by point: - On free minting and redemption: he notes the entire payments industry runs on small basis-point fees, and that unlimited free redemptions tend to collide with market realities, something Circle says it already addresses through contractual mechanisms rather than a blanket fee exemption. - On passing all revenue back to partners: Circle says it already shares the majority of its revenue with distribution partners, while retaining enough to keep investing in infrastructure. Giving everything away, he argues, is a recipe for structural underinvestment and a platform that stays limited in scope. -On consortium governance: the sharpest point in the piece. Allaire repeats, almost verbatim, a line he'd already made publicly: that large groups of large companies coordinate poorly, have misaligned incentives, and tend to starve their own consortium out of self-interest. He states Circle itself tried this model in USDC's early days and ran into the same problems. He closes by reaffirming that the Coinbase partnership remains as strong as ever, that several OUSD founding members remain major USDC partners, and that Circle continues expanding its own ecosystem (Arc, CPN, StableFX, Agent Stack) by working with dozens of other stablecoin issuers, his way of signaling Circle doesn't feel threatened in its role as infrastructure. 5. Why OUSD hasn't won anything yet Recent history for consortium-backed stablecoins argues for caution, and echoes Allaire's own point. USDG (Paxos, with Kraken, Robinhood, and Galaxy among its backers) is plateauing around $3 billion. PYUSD (PayPal) took two and a half years to approach $4 billion, then shrank by a third from its peak. A big announcement doesn't make an adoption curve. Three questions remain open: governance across a 149-member consortium, historically slow and prone to misaligned incentives; the viability of a model with no fees and no retained yield; and, above all, the end user, since the yield flows to partners, not holders. Why hold OUSD rather than USDC or USDT? The answer will hinge on incentives, and on that front, we're watching Plasma and Tempo (Stripe's chain) closely as the two most likely launch rails. 6. Tether, watching calmly from the sidelines With over $180 billion in USDT circulating, Tether dominates territory OUSD isn't primarily targeting: Tron, P2P payments and remittances in emerging markets, trading collateral in Asia. The threat is real for Circle; at this stage, far less so for Tether. Our takeaway The real story here isn't "Circle vs. OUSD," it's the structural compression of issuance margins. Allaire's response, however well-argued, doesn't refute that point so much as reframe it: his thesis is that network effects and liquidity matter more than distributed yield, and that Circle can afford to share revenue as long as it stays the default rail. That's a defensible position, but it still has to prove itself against a consortium that, for the first time, aligns distributors and infrastructure rather than pitting them against each other. Reserve yield, the economic core of stablecoins, is being redistributed. The question is no longer whether, but to whom: distributors, chains, partners, or end users. For allocators, that's arguably good news: more competition among issuers means more value captured by whoever brings the liquidity and the usage. At Gami Capital, where we run on-chain USDC strategies day to day, we'll be watching liquidity migrations and the opportunities this new landscape creates closely. This content is for informational purposes only and does not constitute investment advice.
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Nick hoult in the flesh (@benreyholic) reportedBroo this pisses me off it's not like I don't have money the authorisation just keeps failing for some reason PAYPAL IS BROKEN FOR MEE I hate this 😭
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AngEngland (@AngEngland) reported@BonterraTech Hey lovelies I'm having a lot of trouble helping get a non-profit verified. We are verified with paypal but for some reason Deed isn't seeing the connection come through and I can't find a help@ or support@ place to reach out to. Help???
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Eliot (@AnuVex369) reportedThe Classic Playbook Bait (The Hook) They post mouth-watering food pics/videos + Complaints about high prices. Offer “half price”, “first meal free/taco free”, or “I’ll order it for you cheaper”. Use friendly animal persona or helpful vibe to build quick trust. Post on X, Instagram, TikTok, Facebook — often cross-promoting the same content. The Ask Tell you to DM them to “place the order”. They quote a discounted price. Request payment via Venmo, Cash App, Zelle, PayPal “friends/family”, crypto, or gift cards (methods with little/ no buyer protection). The Execution Once you pay → They either: Ghost you completely (take the money and disappear). Send fake tracking or “order placed” screenshots. Claim “restaurant issue” and ask for more money. Occasionally deliver one small thing (the “free” first order) to hook you for bigger payments later. They use stolen accounts or newly created ones to stay under the radar. Why it works so well People are hungry + frustrated with prices. “First one free” lowers defenses. Looks like a helpful small side hustle. Scammers rotate accounts quickly before reports pile up. Red Flags Specific to These Scams Brand new account with few followers. No real business website or verifiable info. Pushes DM payments instead of official apps. Vague about how they get the deals (“I have connections”). Avoids showing real recent proof (timestamped receipts + deliveries). Real-World Impact Victims lose $20–$100+ per “order”. Many lose hundreds chasing “refunds” or second orders. Scammers often use the money for gift cards/crypto that’s hard to trace. How to Protect Yourself & Others Only order through official restaurant apps or established delivery services (DoorDash, Uber Eats, etc.). If a deal sounds too good and requires paying a random person → it’s a scam. Report the accounts. Share this breakdown when you see suspicious “cheap food” posts.
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Debbie Iron Bow (@DebbieIronbow) reported@Ciel2114 @dianadiana3587 That one was for content creation. It takes forever to be able to access any funds. That said, my paypal and email are fine. No issues on either. And not so sure why anyone would have found a problem. Maybe typos 🪶🥰
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Bearded One (@Break_Even_Life) reported@ArtifactsOnline 5wks and still not received the refund you assured? Phoney excuse that your PayPal account had technical issues! Shocking customer service
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Ris (@risXKS45) reported@PayPal Update: Product issue with a platform and bad HR with someone using the payment gateway, been working great since. 8/10 - not 10 because, take care of your own team being consistently professional across all régions if it's tech support messieurs.
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Ehraz Ahmed (@ehrazahmedd) reported$CRCL CEO @jerallaire rightly addresses the key distinction which I spoke about in my post yesterday that 'Liquidity is king'. Think about PayPal. $PYPL PayPal launched PYUSD. Everyone thought: PayPal has 400 million users. Stablecoin game over. Result? PYUSD barely moved the needle. Why? Because distribution alone wasn't enough. You need: someone willing to hold PYUSD exchanges supporting PYUSD OTC desks supporting PYUSD market makers supporting PYUSD liquidity pools supporting PYUSD all simultaneously... They didn't. Coming to OpenUSD, it DOES NOT EXIST YET. Except as 140+ logos on a spreadsheet. As of today there is: no circulating supply no exchange liquidity no DeFi liquidity no transaction volume What exists today is an alliance. An idea. The real test is whether in the future, whenever they launch it... Can they get: exchange listings? market makers? arbitrage desks? DeFi adoption? cross-border volume? That's where most projects die. The consortium structure sounds attractive. In reality, consortiums are usually terrible operators. History: R3 Libra/Diem Hyperledger consortiums bank utility consortiums Most moved slowly. Everyone wants influence. Nobody wants responsibility. Imagine tomorrow: JPM launches JPMUSD Stripe launches StripeUSD Shopify launches ShopUSD Can they create a token? Absolutely. But can they instantly create: exchange liquidity OTC liquidity DeFi liquidity remittance liquidity banking relationships market makers regulatory approvals across dozens of countries? No. That took Circle nearly a decade. Another example is Google vs Bing: A better search engine can appear. But users don't instantly leave because: data distribution habits ecosystem matter. USDC is live today and has: liquidity developers integrations regulatory approvals exchange support banking rails already embedded. Today? OUSD has: logos commitments vision Everyone is focusing on: who gets the yield who gets the fees While completely ignoring: liquidity integrations settlement rails regulatory approvals which are the hard parts. USDC has: actual usage actual liquidity actual network effects.
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HayleyLDN (@BlkNaCl) reported@tarahackl @kittensnotkids @ginasfsydnee she has a paypal link on her feed a few posts down i just found
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Aika Velho (@StradegyMonkey) reportedThis is the launcher, where is WhatsApp as Skype, which they try to move to where Brave/Multiscape is by claiming that I have no proof of a webclient (to play Multiscape with a web browser, Brave being an example of a web browser) mentioned only in a YouTube video that mentions the domain name I edited years ago to Rune-Server thread's (15th Century, which was the Multiscape thread mentioning Jami as the owner and "we" referring to Ari and Jami, while these manipulators claim it refers to Joni and Jami) reply and that the owner would be Joni (without any other proof that it was Jami's pseudonym than Rune-Server mentioning Jami as the owner) and thus forcing me to move Brave/Multiscape next to RuneScape as my projects/interests that I don't have a proof of like Multiscape 317 with a webclient was owned by Joni Arola (it wasn't according to Rune-Server, unless you think "we" refers to Joni and Jami instead of Ari, whose PayPal link was posted on Multiscape forums without the link showing Ari's name, and Jami) instead of me, Jami. Even if they have no proof of lying, they claim that if I tried to claim that Ari and Jami (me) were the Multiscape team and that Joni mentioned in the YouTube video was my pseudonym, it could be understood as a lie, because the claim that Joni was my pseudonym wouldn't have been made when the YouTube video of the webclient was made but in 2026, meaning that Multiscape was owned by Joni until 2026 as Jami wasn't mentioned in the YouTube video but only on Rune-Server, where the link mentioned in the YouTube video's description was edited to a reply without the date of edit being shown implying it could be done way after the YouTube video, even if the edit wasn't recent, and not true as the video was about a RSPS owned by Joni implying that it wasn't the same RSPS as the one advertised on Rune-Server and editing its link to Rune-Server could be a lie to claim they was the same RSPS, i.e. Multiscape would be linked to Brave in 2026, not earlier. This means WhatsApp as Skype would be the first app there's a proof of, the last one being TomTom and thus the order would start with TomTom app meaning that it starts in my best friend TomTom's place in 2023 and ends with my mom as WhatsApp contact in 2026 instead of starting with Multiscape webclient in 2010 and ending with TomTom in 2026 like it all was a lie started in 2023 instead of truth between from 2007 (Camera app was linked with Bitcoin, because I received a video camera with a microSD card as a Christmas present in 2007, while Bitcoin was 2011 or 2012, which is why Camera isn't before Multiscape webclient in 2010). Do you see the manipulation, @grok? The Rune-Server thread that mentions the link of Multiscape forums the YouTube video not posted by Jami but what mentions Joni as the owner mentions in its description mentions Jami as the owner. The Rune-Server mentioning Jami as the owner is as much truth as the YouTube video mentioning Joni as the owner in the end credits. Neither can be proven wrong. The edit to the reply wasn't recent, meaning there's no proof that it wasn't made when the RSPS was ran by Jami. Thus, objectively speaking, Jami and Joni were both owners of the same RSPS. It would be wrong to claim that Jami wasn't one of the owners of Multiscape 317 with a webclient.
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Andrew Abromaitis (@andrewabro32) reported@TheCloset_Cards He was trying to sell a Ohtani rc far under comps 2 weeks ago, his paypal was "broken". I didn't call him out, but he blocked me. Scammer for sure
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James 🌸 (@purple_swan7) reported@tudeolnyang @Koow366816 oh yes that works! paypal fees aren't a problem! @wainlvr any chance you're going?
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Jiā lēi (@CarlOkari) reported@roamapp @1047tekno We've had problems with PayPal as Africans for a minute now, why can't we fund with our Cards
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S_A.A | WordPress Developer | Ai (@saafolabi_me) reportedLesson 3: Payment gateways need reconfiguring. Stripe, Flutterwave, Paystack, and PayPal both use webhook URLs. When the domain transferred to the new server, the webhooks still pointed to the old IP. First 3 orders after migration: → Payment went through on Stripe → WooCommerce never received the confirmation → Orders stayed in "pending" forever Always update and test webhook URLs after migrating a WooCommerce store.
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xo, aly (@satanhyunjin) reportedwts open rent enhypen blood saga in busan engene weverse global membership presale rm40/membership ✅✅✅ you need to login to my weverse to verify for presale on nol ticket mop: paypal / wise / 🇲🇾 bank&ewallet past proofs check pinned
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Yalcin (@lionyalcin) reported@Guillaume88745 @shyneblock The Epstein tainted, deliberately made slow and expensive not to be an alternative to VISA ,MasterC, Paypal and most importantly the US dollar, $BTC is the perfect scam !
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Siesta Key Beach Bum (@huskies714) reported@sscjusa Good morning Sister! The PayPal link seems to be broken, at least for me.
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fish.🍉 (@stupidassfish) reported@shuijiou AGH I HATE THAT MY PAYPAL IS BROKEN OTHERWISE ID BE IN THOSE DMS SO FAST.
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Aika Velho (@StradegyMonkey) reported"We" in Multiscape was my uncle Ari (PayPal) and me, while I used usernames Niconi, Jami and Joni (who wasn't even my friend anymore, when I worked with Multiscape). Rune-Server shows domain name that a webclient-related YouTube video shows. The post is edited, but not recently.
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Dusty72 (@BleedingMe18) reported@justvikinggg Lmfao she just keeps digging deeper. Holy ****. Didn't she literally just say her mom payed for spemthign because nobody could fund her enough money. Lmfao. Shes such a leech. Which is ironic cause now shes pinging PayPal for her financial issues as if they will do anything
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RyushiiChan (@RyushiiChan_) reportedok so I love my bff so much, I have to tell this story. I was feeling awful 2 weeks ago because I was 2 days late on rent and I had no new comms and I was panicking and I'm just disheartened cuz I think my art is **** cuz nobody wants to order and idk what else to do, and I was having.... unaliving thoughts...so i msged her about it. After giving me an extensive pep talk and me getting some nice compliments on a forum (where ofc I also complained) I calmed down. Then i receive in a server where I had posted about 5-10$ chibi sketch comms if anyone's interested, and i get a msg from an user there. she orders a 10$ chibi sketch and then pays me through coffee. I check my phone notifications later and see the paypal notification, just to see THE EMAIL OF MY BFF. I bursted into laughter, I don't think she knew I'd see her email, i msged her back and her answer was "god fkn dammit what gave me away" And I'll be honest! I was already weirded out by our similarities when i didn't know who she was and chatting in dms about the chibi she wanted, same dark humor same favorite female protagonists in shows and movies XDDDDDDDDDD Bro I love her so much, I went from 🔪 mood to laughing with tears cuz of that!
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🚜🇺🇦Steve Blurryenko🇬🇧🦈 (@TankieSlappa) reported@MariaNafoFella They DM donation requests with a paypal account. They avoid posting the paypal details publicly because we'd be all over than and get it shut down/refunded. Genuine Ukrainian fundraisers will share a payment link publicly.
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HazeFi (@HazeFund) reported@FBIDirectorKash The biggest problems are the banks fraud protection. Countless times have I seen Bank of America and PayPal allow for these transactions with a victim profile of 60 yrs+
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VKS23 (@VKS23332365) reported@theamelia___ No problem, You still using same paypal, cashapp.,? Wait, I am coming.
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Rakhul (@rakhul) reported@coinbureau The 60% liquid reserve requirement is the real issue here. EU legislators modelled it on e-money rules designed for PayPal-scale float, not a $184B instrument. If 5% of USDT holders redeem simultaneously, those "small European banks" don't have the balance sheet to absorb it.
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Soren Starck (@SorenStarck) reported>try to buy a vps to setup Hermes >@Hetzner_Online require id verification to activate account >id verification is broken >... >try with @digitalocean >chose a vps option >try to pay with paypal >payment failed >..... >try to pay with credit card >account blocked >.............
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zaezae66* (@lynnarmitage7) reported@livysmith99 @JamesMc89631483 liv just done it, paid by paypal, put the extra 87p so they'd be no processing fee's, but no problems at all.
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Neville Thumbcatch (@NThumbcatch) reportedSerious question... Has PayPal ALWAYS been this ******* ****? Locked out of my account for 24 hours. Rang the helpline - 'Sorry, there's nothing we can do, we're having issues with our system.' A score of 1.3 on Trustpilot seems generous.
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xo, aly (@satanhyunjin) reportedfor rent enhypen blood saga in busan engene weverse global membership presale rm40/membership ✅✅✅ you need to login to my weverse to verify for presale on nol ticket mop: paypal / wise / 🇲🇾 bank&ewallet past proofs check pinned t. wts wtr open sharing wtb iso lf
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李蝙蝠血 (@bat_bleed) reported@turdmaster97 Did you fix your PayPal