Paypal status: access issues and outage reports

Problems in the last 24 hours

The graph below depicts the number of Paypal reports received over the last 24 hours by time of day. When the number of reports exceeds the baseline, represented by the red line, an outage is determined.

Most Reported Problems

The following are the most recent problems reported by Paypal users through our website.

• Sign in (44%)
• Errors (35%)
• Website Down (21%)

Live Outage Map

The most recent Paypal outage reports came from the following cities:

City	Problem Type	Report Time
Châteauroux	Website Down	2 days ago
Frankfurt am Main	Errors	3 days ago
Athis-Mons	Errors	4 days ago
Perth	Sign in	5 days ago
Courbevoie	Sign in	5 days ago
Kassel	Sign in	10 days ago

Full Outage Map

Community Discussion

Tips? Frustrations? Share them here. Useful comments include a description of the problem, city and postal code.

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Paypal Issues Reports

Latest outage, problems and issue reports in social media:

• 
  Matt Fanning (@fanvestments) reported 7 minutes ago

  $PYPL Stripe & Advent have backed out of potential paypal takeover. Yet again, proving the current structure is not working. .@paypal mgmt should have to explain why the following is wrong. Paypal needs to become Venmo, and put the paypal brand to bed. The brand is a dinosaur and to most people, already does not exist. What are you holding on to ?? Venmo is the verb, and at least from my own experience, is the #1 payment app. From experience, Venmo business is what clients use, barely ever using cashapp, apple pay or zelle - DEFINITELY NOT PAYPAL. Become Venmo, become the Verb in the payment industry. Become one business with zero overlap, overlap is only expensive, not beneficial. If i'm wrong, explain to your shareholders why, because whatever it is you're doing or thinking, IT'S NOT WORKING. (no position). At the least, spin off Venmo to the public market.

• 
  Enkhmanal 🟠 (@Enkhmanal) reported 8 minutes ago

  $PYPL - PAYPAL REJECTED $60.50 A SHARE, THEN TRADED ABOVE IT FOR WEEKS. THE BIDDERS JUST WALKED. PayPal sits between a shopper and a merchant and keeps a slice of what passes through. In July, Stripe and Advent offered $60.50 a share for the whole company. The board turned it down, on the argument that the price undervalued what management could still build — and the market did not merely accept that argument, it priced a better one. PayPal closed last night at $61.47, above the offer it had refused. This morning Bloomberg reported that Stripe and Advent have dropped the pursuit. The stock is quoted near $52 in pre-market, −15%, with the S&P flat. A rejected bid is not a floor. Once a stock trades through an offer, the market has stopped pricing the deal and started pricing a bump — a number nobody has agreed to pay and nobody is obliged to. The day before that offer arrived, PayPal closed at $47.37. It is the last price in this story anyone paid with no buyer in the room.

• 
  Worldwide News Network (@WorldwideNNX) reported 11 minutes ago

  US STOCKS FALL AFTER WARSH SIGNALS POSSIBLE RATE HIKES Remarks by Fed Chair Kevin Warsh dominated Wall Street Friday.: “It was a down day for US equities, but a winning week. This after Fed Chair Kevin Warsh admitted the need for rate hikes if inflation doesn't cool soon. Company new stock in PayPal fell sharply as Stripe and Advent walked away from a $50 billion buyout deal. The chipmaker Marvel Technology was down. As its results underwhelmed the street, even though they had 37% revenue growth, Gap shares jumped with a new veteran CEO appointed to run the Old Navy division, and next week, earnings from Broadcom, Dell, and Lululemon, and the August jobs report is out next Friday. John Terrett, Worldwide News Network. ”

• 
  David R (@rvderman) reported 12 minutes ago

  99% of people have never heard of Paxos most people in crypto and fintech have a big portion still cannot tell you what we actually do for starters, Paxos became the first regulated blockchain company in 2015 ethereum launched right after the point was never crypto price go up it was (still is) that this technology could rebuild how money and assets move two jobs • wallet infrastructure - the hidden engine when you tap buy/sell/hold crypto inside Paypal or Schwab • tokenization - take dollars in a bank or gold in a vault and issue a digital version Paxos legally stands behind. PYUSD for Paypal USDG for the global dollar network the real mission sits under both replatform the financial system not a a new everything app / exchange not the next coin cycle $900 trillion of assets are illiquid, high-enry-cost bring it all on chain any asset any time any place in a trustworthy way that is the goal

• 
  TradingRuppe | Investing (@TradingRuppe) reported 15 minutes ago

  🚨 10 WILD THINGS THAT JUST HAPPENED IN THE STOCK MARKET TODAY (FRIDAY, AUG 28, 2026) 🚨 1. PayPal Collapses -12.7% ($PYPL): Shares of $PYPL plummeted on 31M+ heavy sell volume following reports that private equity firm Advent and payments giant Stripe officially abandoned their rumored $50 Billion takeover acquisition.  2. Marvell Tech Dumps -10.3% Post-Earnings ($MRVL): Despite reporting a top-line Q2 beat, chipmaker $MRVL sank on massive 43M share volume as institutional investors expressed disappointment that its Google AI partnership didn't raise Q3 margin guidance.  3. Elastic NV Explodes +19.3% ($ESTC): AI search & enterprise software leader $ESTC staged the day's largest mega-cap squeeze, rocketing +19.30% to $99.95 on 9M shares after blowing away earnings estimates and hiking full-year guidance.  4. Nvidia Surrenders Gains (-4.5% to $217): Following yesterday’s 435B market cap expansion, profit-takers took over asNVDA surrendered -4.50% to $217.55 on heavy institutional volume of 159 million shares traded.   5. Affirm Soars +12.0% ($AFRM): Fintech player $AFRM spiked +12.0% on heavy buy-side flow after printing a surprise quarterly profit and issuing above-consensus Q1 gross merchandise volume guidance. 6. The Gap Rallies +12.9% ($GAP): Retail giant $GAP surged +12.95% to $23.51 on 21M shares traded after reporting margin expansion, raising FY26 guidance, and naming a new brand CEO for Old Navy.  7. Rubrik Inc. Drops -13.2% ($RBRK): Cloud security platform $RBRK took a heavy hit, plunging -13.18% to $93.02 as software profit-taking triggered institutional de-risking despite solid top-line revenue metrics.  8. Jackson Hole Hawkish Pause Shift: Fed Chair Kevin Warsh’s inaugural Jackson Hole address highlighted persistent structural inflation risks, locking 10-Year Treasury yields at 4.70% and keeping September rate cut odds anchored at 36%.  9. WTI Crude Slides to $82.68/bbl: Oil futures dropped another -1.0%, bringing WTI Crude down to $82.68/bbl as energy equities ($XLE) gave up recent risk premiums tied to Middle East supply lines. 10. Broad Market Mixed Into August Close: Diverging tech and retail flows left major indexes mixed to cap off the week, with the S&P 500 up +0.72% (7,730.99), the Dow up +0.20% (53,569.44), and the Nasdaq gaining +1.57% to 26,541.35.

• 
  Julian▪️Design Studio (@julian_kalume) reported 19 minutes ago

  I have tried many men. YouTube Channel 2018-2021: - I was broke, couldn't afford a camera. - Failed, but wanted to make money. Ecommerce 2020-2021: - Joined masterclasses (if anybody knows Yomi Denzel, the French entrepreneur). - Failed; I was broke, PayPal couldn't work in my country (being African is a nightmare). Affiliate Marketing 2021-2022: - Got scammed and lost money. - Failed and went back to study my final high school year. Online Scams 2022: - Joined an online app that promised to pay back your investment. - Lost school fees and my own money. Job as Assistant Driver 2022: - Applied and got accepted for an interview. - Couldn't get hired as I was under 18. - Failed. Thumbnail Design 2023: - Got 6 clients, worked on dozens of thumbnails. - But I couldn't keep going since there was no payment method I could use. - Made my first online money - Failed, but made around $300 online. Video Editing 2023-2025: - Worked with a couple of YouTubers. - Sent outreach in 2024 to over 400 creators and only 6 replied, worked with 4 of them - Generated over 50 million views on YouTube. - Learned a lot about online business. - Made approximately $4,000 over two years (I was so cheap, lol). Web Design 2025–Present: - We're still going. - Earned over $15K in client work and over $10K in Framer business. - More creative. All of this is because of one reason: I wanted to afford a camera and become a YouTuber. Hopefully, this coming year I will. Coming from a broke and poor background that most will never experience, but my drives are live. And yet, people still look at me and say I’m rushing life, I should slow down. lol

• 
  Cadillac Ceryss #smokefleet #nafo (@SerlyFilya) reported 19 minutes ago

  @The_Great_Null I haven't been able to work for about 2 years now due to sudden health complications needing surgery. This one illness has destroyed my husband and I financially. The injection I need isn't covered by my insurance and costs $500 month. Now my husband gets paid and after bills there like $100 left for food for 2 weeks. We have been living on cereal, cheap frozen pizzas and hot dogs. Sometimes I dont eat for a few days so the food lasts longer. If we could any donation to help out, We would be so thankful! Hopefully these gas and grocery prices go down and I get healthy enough to work again. I dont even know how much to ask for...$500 or $1000? Here is my PayPal QR code.

• 
  Kigonyi Wa Nduthi 🏍 (@rex_maina) reported 26 minutes ago

  @Safaricom_Care why did you remove talking to an agent on Call 100? How do we handle issues that aren't highlighted on the main menu? Like PayPal payments?

• 
  David Chijioke Eze (@Ezedavid1994) reported 29 minutes ago

  @Kasablanka16590 @RizoWeb3 Listing of $PI by PayPal will give PI Network facelift in the US and i believe it'll start paying off really soon. Meanwhile, pioneers are really the issue as majority don't hold. I believe that when SMC is live on mainnent & DEX too, the real potential of Pi Network'll be seen

• 
  Jag (@JagOBX) reported 30 minutes ago

  $PYPL Took a BIG hit PayPal peaked at 360B$. Stripe and Advent just walked away from a $53B PayPal bid. Stock down 12%. Is this the end for PayPal?

• 
  Alice Kanja (@alicewmuhoro) reported 32 minutes ago

  @GathukuBernard @MwarimuKamau @Safaricom_Care Referred me to Paypal. They said the problem is not on their side

• 
  Mrletshavefun (@Mrletshave48443) reported 35 minutes ago

  @hannahlouubabes Can I just Venmo or PayPal you and not make an account? I’m so down to play!

• 
  Cristiano Augusto Tofani (@AugustoTofani) reported 35 minutes ago

  @Barchart @VladTheInflator The tape says something sharper than the headline. The board turned down $60.50 as too low. Yesterday the stock closed at $61.47, above the price it had refused. That is not merger arbitrage, that is the market pricing a bump nobody had agreed to pay. When the option expires, so does the premium. $53.97 after hours is roughly where the standalone case already was. The interesting part is why the buyers walked. Not price alone: the board flagged regulatory and financing obstacles. Stripe plus PayPal would have been around 63% of online checkout. That deal had an antitrust problem before it had a price problem. The part worth keeping: a $53bn take-private of a business guiding to about $5.38 of adjusted EPS, with $486bn of quarterly payment volume growing 10%, could not get financed in the same month AI infrastructure raised more than that at coupons under 1%. Capital is not scarce. It is directional. At roughly 10x 2027 estimates, PayPal is a turnaround again, and now priced as one.

• 
  Morpheu5 Stock Watcher (@Morpheu5Watcher) reported 36 minutes ago

  PAYPAL $PYPL LOST $8.2 BILLION OVERNIGHT. S&P 500 FUTURES ARE DOWN 2.75 POINTS: PayPal PYPL at $51.86 (premarket), -$9.61 / -15.6% from Thursday's $61.47 close. The San Jose company runs the payment button at online checkouts, plus Venmo and Braintree. Bloomberg News reported that the group trying to buy the entire company - the private-equity firm Advent International and the privately held payments company Stripe - has dropped the pursuit. PayPal, Stripe and Advent each declined to comment. So a 15.6% fall is happening this morning on a news report that none of the three companies involved has confirmed. Multiply that $9.61 by the 855.5M PayPal shares in existence and about $8.2B of market value - one share's price times every share, the whole company's price tag - went missing between Thursday's closing bell and this sentence. Now look at what the American futures board did with it. Index futures are contracts on where an index will trade at a set date later on. They run all night, which makes them the earliest and least reliable clue about where the 9:30am ET opening bell lands. - Dow futures: 53,637.00, +16.00 pts / +0.03%. - S&P 500 futures: 7,739.75, -2.75 pts / -0.04%. - Nasdaq-100 futures: 29,611.50, -84.25 pts / -0.28%. - Russell 2000 futures: 3,014.70, -4.30 pts / -0.14%. WHY $8.2 BILLION BARELY REGISTERS An index is an average, and an average is a machine for making one loud number quiet. The S&P 500 tracks 500 companies. PayPal was worth $52.6B at Thursday's close - real money, and a modest slice of that crowd. Spread one company's worst night of the year across 499 others having an ordinary one and you get 2.75 points. The funds that hold those baskets say the same thing. SPDR S&P 500 ETF Trust, ticker SPY, at $771.06 (premarket), -$0.04 / -0.01% from Thursday's $771.10 close. Four cents. Invesco QQQ Trust, ticker QQQ, at $719.07 (premarket), -$2.04 / -0.28% from $721.11 - it tracks the Nasdaq-100, a much shorter list, and PayPal is on it. That is most of the split on the board above. The Dow contract is the green one because the Dow holds 30 companies, and neither of this morning's two big fallers is among them. THE OTHER FALLER IS THE BIGGER INDEX EVENT Marvell Technology at $221.24 (premarket), -$20.21 / -8.4% from Thursday's $241.45 close. The Wilmington, Delaware company designs the chips that shuttle data around inside a data center - the plumbing of the AI build-out rather than the processors that get the headlines. It reported its fiscal second quarter Thursday after the close: record revenue - money coming in the door - of $2.739B, +37% from a year earlier and +13% from the previous three months; adjusted profit per share, meaning earnings with certain one-time items set aside, of $0.94. Both cleared what analysts expected. Management then raised its own map twice over, to about $12B of revenue this fiscal year from about $11.5B, and to about $18B next year from about $16.5B. The stock is down 8.4% anyway, and the reason is the price it was already carrying. Marvell has climbed roughly 28% in a month and sits 260% above the $61.44 it traded at last September 4. A beat of about 1% does not pay for a run like that. Here is why it matters more than PayPal to the board above. Marvell is worth about $211.5B, four times PayPal's size, so an 8.4% fall is roughly $17.7B - more than twice the money that came off PayPal - and Marvell sits on that same short Nasdaq-100 list. Two names, one index, and the technology-heavy contract being the reddest thing on the screen stops being a mystery. EUROPE IS GREEN AND NONE OF IT IS CROSSING - CAC 40 (France): 8,401, +81.03 pts / +0.97%. - DAX (Germany): 26,495, +127.46 pts / +0.48%. - FTSE 100 (UK): 10,810, +17.00 pts / +0.16%. Paris is leading the continent on a morning its own inflation reading got hotter. INSEE, France's national statistics agency, put its first estimate of August consumer prices at 2.7% above a year earlier on the harmonised measure - the version built so euro-area countries can be compared like for like - up from 2.4% in July, with energy prices running 16.7% above a year ago. Separately, Fitch Ratings, one of the three big agencies that grade how likely a government is to repay what it borrows, reviews France today; it cut that grade from AA- to A+ on September 13, 2025. A market up nearly a percent into both of those is not one braced for either. Europe still has three and a half hours of its own session left to change its mind. THE EMPTY 8:30 AND THE CROWDED 10:00 Most mornings a government data release lands at 8:30am ET and futures reprice on it in the hour before the bell. Today that slot is empty. Nothing scheduled arrives between now and the open, which is a large part of why those four contracts have barely moved since dawn. Then 10:00am ET, half an hour after the bell, two things land together. - The University of Michigan's Surveys of Consumers publishes its final August reading - a monthly survey asking American households how they feel about their own money and the wider economy, scored as an index. The preliminary reading was 51.0 against about 54.5 expected, -7.6% from July, with households penciling in 4.3% price rises over the coming year. - Federal Reserve Chair Kevin Warsh gives his first keynote as chair at the Kansas City Fed's annual symposium in Jackson Hole, Wyoming. He speaks two days after the Bureau of Economic Analysis put the personal consumption expenditures price index for July - the inflation gauge the Fed watches most closely, because it follows what people actually buy - at 3.7% above a year earlier, unchanged from June and hotter than the 3.6% economists expected. New York is coming off a strong Thursday, which is worth holding beside all of the above: the S&P 500 closed at 7,730.99, +55.29 pts / +0.72%, and the Nasdaq-100 at 29,641.56, +417.04 pts / +1.43%. Hold every overnight figure loosely, though. Pre-dawn trading is thin, so a move made by few participants gets undone by few, and nothing printed before sunrise owes anybody a promise it survives to 9:30am. Two dates ahead of that: Monday is month-end, when funds adjust holdings into the close and prices can move on housekeeping rather than news, and next Friday, September 4, the Bureau of Labor Statistics publishes the August jobs report at 8:30am ET. That slot will not be empty. WHERE THESE TWO SIT PayPal is 40th of 46 on the Quality-Value Len5, the style that wants a durable business at a fair price. The fair-price half is loud this morning: at $51.86 the shares cost about 9.9 times the last year of profit, and the company keeps buying back its own stock, which quietly raises every remaining owner's slice. The durable half is the open question, and it has nothing to do with the deal. It comes from the July 28 report, where the total spent through PayPal's systems rose 10% while transaction margin dollars - the money PayPal keeps from each payment after the cost of moving it - rose 1%. Volume growing ten times faster than the money kept is the thing to watch; that gap closing settles the read, and another year of it widening breaks it. PayPal is on none of the other five. Deep-Value and Special-Situations hunts the genuinely cheap or a business carrying a dated event - there was an event, and this morning it evaporated, which is exactly why an unsigned offer is not something to lean on; a signed agreement with a closing date would change that. Momentum watches names already breaking out on news of their own, and a 15.6% fall on a stock 34.5% under the $79.215 it reached last October 28 is the opposite shape. Both growth styles want expansion you are not overpaying for, and mid-single-digit revenue growth with profit per share going backwards is not expansion. Income watches cash genuinely reaching owners, and what leaves here goes out through buybacks rather than a payout worth a real share of the price - a dividend that mattered against the share price is the change. Marvell is on none of the six. Both value styles want a fair price standing beside a durable business, and at about 84 times the last year of profit the price half is missing; a real markdown with data-center demand still growing would bring either into range. Both growth styles want expansion you are not overpaying for - the expansion is genuine at 37%, and the price is again the half that fails. Momentum watches names already breaking out on a live event of their own, and a company that posts a record quarter, raises two years of guidance and falls 8.4% anyway is the exact opposite shape; clearing the $329.88 it reached on June 18 on heavy volume would be the change. Income is settled on size, at $0.06 a quarter against a $221 share. Thursday's closing price of $61.47 was a bet that somebody would eventually pay more than the $60.50 a share on the table. This morning there is no offer, no statement from any of the three companies, and a stock 15.6% lower than it was at the bell. At 10:00am the newest Fed chair gives his first keynote at a symposium whose subject this year is what payments become next - and one of the country's largest payment companies will spend that hour finding out what it is worth standing on its own. Not investment advice.

• 
  CaptTriage (@CaptTriage) reported 41 minutes ago

  OK, hear me out. The next directional Moderna esque arbitrage play will be Musk throwing down the gauntlet and putting in an offer for PayPal. Chances are this won’t happen but wouldn’t that be something.

• 
  HarbingerWolf 🔞 (@PhazonHarbinger) reported 43 minutes ago

  @_SaltySerpent I'd kill for one of my raptor oc but i can't fix my PayPal in time ;_;

• 
  Shubham Mali (@hackwithshubham) reported 44 minutes ago

  Received my first bug bounty reward as a security researcher, but PayPal has now placed a permanent limitation on my account. I’ve already completed KYC and submitted all the requested documents. @PayPal @AskPayPal Please look into this and help resolve the issue.

• 
  LunaProdu (@LunaProdu) reported 45 minutes ago

  I guess my paypal issue wasn't isolated.. Its a common thing happened to almost every users huh? My paypal was like 20+ years old.. Everything worked just fine.. Then they decided to implement AI to their website to cut corners.. Suddenly mass banning happening that include mine.. No warning, no notify.. Just instantly blocked my account AFTER i received a commission money.. So the money got stuck and cannot be cash out whatsoever (need at least $ 10 to cash out and i have like 8 atm)

• 
  fae ˖⁠♡ (@callaalili) reported 48 minutes ago

  Trust issue ak sm paypal

• 
  Morpheu5 Stock Watcher (@Morpheu5Watcher) reported 49 minutes ago

  NOTHING HAPPENED AT PAYPAL $PYPL ON FRIDAY. THE STOCK STILL FELL 12.7%: PayPal PYPL at $53.66, -$7.81 / -12.71% from Thursday's $61.47 close. Short answer: a group that wanted to buy PayPal said never mind, and the price everyone had been paying walked out with them. Picture a trading card at recess. A kid offers you a big stack for yours. You say no, not enough. Now the whole table talks about your card as if it is worth that stack, and a few say even more, figuring the offer will get bigger. Then the kid shrugs and goes to lunch. Same card. Same picture on it. The number people say out loud goes back down. That is Friday, exactly. In mid-July two privately held companies - Stripe, which handles payments for online businesses, and Advent International, an investment firm that buys whole companies - offered $60.50 a share for all of PayPal, about $53B. The board said too low. Talks ran into August over a bigger number. Friday, Bloomberg reported the two had quit. Watch the price in between. On July 14, before anyone knew, the shares closed at $47.37. Thursday they closed at $61.47 - 97 cents ABOVE the $60.50 actually on the table. People were paying more than the buyers had offered, betting the offer would rise. Friday that bet came off, on 36.3M shares against about 12.1M on an ordinary day, roughly three times normal. Here is how big $7.81 is. PayPal expects to earn about $5.38 a share this year, once some one-off items are stripped out. The price fell by more than a full year of expected profit in one day, over a decision nobody at PayPal made. The business did not budge. Its July 28 report, for the three months ended June 30: net revenue - the money coming in the door - $8.68B, +5%; payments crossing its systems $486.4B, +10%; free cash flow, the cash left after running the business and buying its equipment, $1.78B. It bought back $6.0B of its own stock over the past year and pays $0.14 a share, next landing September 25. The Quality-Value Len5 is watching this one, eleventh on that list. That Len5 wants a strong business you are not overpaying for. Strong is the easy half: 439 million accounts and a payments network nobody rebuilds overnight. Friday made the other half cheaper, at roughly 10 times what PayPal says it will earn this year. What would firm it up is profit growing again - transaction profit, what PayPal keeps from each payment after the cost of moving it, rose 1% last quarter while the payments themselves rose 10%. That gap is the real argument, and no buyer was ever going to settle it. For a curious grown-up, that 1% is the line to follow at the next report, not the deal headlines. Friday took nothing away from PayPal. It took away somebody else's willingness to pay for it. Not investment advice.

• 
  InvestingWithMario (@Marioluup) reported 49 minutes ago

  $PYPL down 16% in premarket. Stripe and Advent are abandoning their attempt to acquire PayPal. They had offered $60.50 per share more than $53 billion in order to adquire the company.

• 
  Brain Meets Wealth (@BrnMeetsWlth) reported 49 minutes ago

  Market open is looking very choppy this morning in tech: $PYPL Paypal down 11% $MRVL Marvell down 7% $CRWD Crowdstrike down 6% $PANW Palo Alto Networks down 6% $ADSK Autodesk down 6% $NBIS Nebius Group down 4.5%

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  Flor de Andrómeda 🌼🍡 (@Flora_Andromeda) reported 50 minutes ago

  Anyone else having trouble paying Goodsmile preorders? I've tried updating my PayPal info 3 times and the 3 times I've gotten an email saying there's a payment error x_x I can't lose my Nagisa pup

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  Theo Morgan (@curious_theo) reported 50 minutes ago

  🚨 A $50B PayPal deal just became a shareholder haircut 🧾 M&A checkpoint: • Proposed takeover value: about $50B • Buyers: Advent and Stripe consortium • Status on Friday, August 28: talks abandoned • $PYPL reaction: down roughly 12% 💰 The market did not price in "maybe." It priced in a payday. When the buyers walked, the premium walked with them. Retail holders do not get a breakup fee. They get the chart. I love how Wall Street calls this "deal uncertainty" after bidding up the rumor like it was guaranteed cash. 📉 Buyout rumor investors: holding the bag 📈 Deal buyers: walking away Ahead of the M&A trap, or already holding the bag?

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  Lina ᥫ᭡.ִֶָ𓂃 (@fundsssss) reported 51 minutes ago

  @PayPal Why is my account restricted??????? Saying I haven’t logged in for over 3 years? Why the lie? This is the third PayPal account I’m opening that’s getting closed down for no damn reason. If you know you don’t want Nigerians using your stupid app then just ban us ffs!! Wtf

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  Deeman trades (@deemancpa) reported 51 minutes ago

  $PYPL part 2 Business is fine — rev +8%, FCF +179%, 10x earnings, 12% FCF yield. What vanished overnight was the $60.50 buyer. Now the market has to value PayPal on its own: a slow-growth, shrinking-take-rate payments co with a 5-month-old CEO and Apple/Stripe/Visa eating share. Bulls: ~7x FCF for Venmo + PayPal brands is Business is fine — rev +8%, FCF +179%, 10x earnings, 12% FCF yield. What vanished overnight was the $60.50 buyer. Now the market has to value PayPal on its own: a slow-growth, shrinking-take-rate payments co with a 5-month-old CEO and Apple/Stripe/Visa eating share. Bulls: ~7x FCF for Venmo + PayPal brands is cheap. Board said no because they think it’s worth more. Bears: 3-month rally was pure deal premium. Pre-bid price was mid-$40s. $47 support, then $38. Translation: no floor from a buyer anymore. The turnaround has to prove it. Not financial advice. . Board said no because they think it’s worth more. Bears: 3-month rally was pure deal premium. Pre-bid price was mid-$40s. $47 support, then $38. Translation: no floor from a buyer anymore. The turnaround has to prove it. Not financial advice.

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  apollo440 | money (@0xApollo440) reported 54 minutes ago

  PayPal is supposed to be the old payments company. Stripe was willing to pay more than $53 billion for it. PayPal still has 439 million active accounts and processed $486 billion in payment volume last quarter. My read: Stripe wasn't trying to buy better payment software. It was trying to buy something much harder to build from scratch. Distribution. You can replace checkout software. You can build better APIs. Getting hundreds of millions of accounts to already know your name, trust the button and have a payment method attached is a different problem. Stripe and Advent eventually walked away from the bid. But the attempt itself says something. Sometimes disruption kills the product long before it kills the network around it.

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  Ryan Clandening (@Ryan_AZRealtor) reported 56 minutes ago

  @AdamoMancino Sure, there’s companies that could buy PayPal. The problem is the incompetence of leadership. Management would rather fund a DEI department rather than actually improve margins. Management is all in on AI, yet payroll is at record levels with margins/sales collapsing. G&A expenses are forecasted at 3% growth, slightly below sales growth.

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  Noobverest Rice King (@Noobverest) reported 58 minutes ago

  @MsVeilMoney If you're bad at budgeting and paying it back yes Credit cards are great as an extra layer of security over debit cause you can issue chargebacks and stuff. It's why paypal was cool once upon a time

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  CaptTriage (@CaptTriage) reported 1 hour ago

  OK, hear me out. The next directional Moderna esque arbitrage play will be Musk throwing down the gauntlet and putting in an offer for PayPal. Chances are this won’t happen but wouldn’t that be something. $PYPL $MRNA